As millions of Americans prepare to welcome 2026, many are wondering about their day-after plans and which services will be available during the holiday.

Financial institutions and government services will be observing the federal holiday, meaning several key operations will be temporarily suspended on January 1st. Banks across the country will remain closed, preventing customers from conducting in-person transactions or accessing lobby services.

The United States Postal Service has confirmed that all post office locations nationwide will be shuttered on New Year's Day, with no mail delivery scheduled. Regular postal operations are set to resume on January 2nd, giving postal workers a well-deserved day of rest after the busy holiday season.

Stock market traders and investors should also take note: major exchanges will be closed on Thursday, January 1st, with standard trading protocols resuming on Friday, January 2nd. This annual market pause allows financial professionals to enjoy the holiday with their families.

While many government and financial services will be paused, most major retailers are expected to maintain standard or reduced hours. Consumers are advised to check individual store hours in advance to ensure their planned shopping trips align with local business schedules.

The holiday provides a moment of collective pause, allowing workers across various sectors to begin the new year with relaxation and time spent with loved ones.